Personal Loan Calculator
Calculate personal loan installment, interest, and total repayment including KKDF and BSMV.
Last updated: Şubat 2025 · 2025 yılı güncel verileri kullanılmıştır
Frequently Asked Questions
How are personal loan interest rates determined?
Personal loan interest rates are determined based on the bank's cost, market conditions, the customer's credit score, and income status. Competition between banks also affects rates. KKDF (15%) and BSMV (10%) are added to the interest to form the effective rate.
What are KKDF and BSMV in personal loans?
KKDF (Resource Utilization Support Fund) is a 15% fund charged on consumer loan interest. BSMV (Banking and Insurance Transactions Tax) is a 10% bank transaction tax. Both are added to the interest, increasing the real cost.
What documents are required for a personal loan application?
ID copy, income certificate (payslip or tax certificate), residence certificate, and additional income documents if available. Some banks may also request SGK (social security) records.
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