Loan Interest Calculator
Calculate loan interest amount, effective interest rate, and annual cost rate.
Last updated: Şubat 2025 · 2025 yılı güncel verileri kullanılmıştır
Frequently Asked Questions
What is the difference between nominal and effective interest?
Nominal interest is the rate announced by the bank. Effective interest is the real cost after KKDF and BSMV are added. When comparing loans, you should look at the effective interest rate.
What is the annual cost rate?
The annual cost rate shows the annual total cost of the loan including all costs (interest, taxes, funds). It is the most accurate measure for comparing loan offers from different banks.
Is there KKDF on commercial loans?
No, KKDF does not apply to commercial loans (corporate loans). However, BSMV (10%) applies to all loan types. Therefore, the effective cost of commercial loans is lower than consumer loans.
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