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Liability Insurance Calculator

Calculate liability insurance premiums based on vehicle type, province, and damage tier.

Last updated: Şubat 2025 · 2025 yılı güncel verileri kullanılmıştır

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Frequently Asked Questions

Is liability insurance mandatory?

Yes, mandatory liability insurance (traffic insurance) is a legal requirement for all motor vehicles on the road in Turkey. Driving an uninsured vehicle is subject to penalties.

What is the damage tier and how does it affect the premium?

The damage tier system places drivers on a scale of 1-7 based on their accident history. Tier 1 represents the best (damage-free) level and you pay the lowest premium. Each year with a claim raises your tier and increases your premium.

What factors affect liability insurance premiums?

The premium amount is determined based on factors such as vehicle type, engine displacement, the province where the vehicle is registered, the driver's damage tier, the vehicle's age, and the insurance company's pricing policy.

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