Foreign Currency Loan Calculator
Calculate foreign currency loan installments in both foreign currency and TRY. Includes exchange rate risk analysis.
Last updated: Şubat 2025 · 2025 yılı güncel verileri kullanılmıştır
Frequently Asked Questions
Who can get a foreign currency loan?
In Turkey, foreign currency loans can only be given to real and legal persons with foreign currency income. Since 2018, foreign currency loans to individuals without foreign currency income have been prohibited. Exporting companies and individuals with overseas income can apply.
What is exchange rate risk in foreign currency loans?
Exchange rate risk is the increase in your TRY payment burden if the exchange rate rises during the loan term. For example, if the dollar appreciates 20%, your monthly TRY installment also increases by 20%. This risk is very high without foreign currency income.
Why are foreign currency loan interest rates lower than TRY loans?
Foreign currency loans are indexed to international market interest rates (LIBOR, EURIBOR, etc.) which are generally lower than TRY rates. However, when exchange rate risk is factored in, the total cost may be higher than a TRY loan.
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