Deposit Calculator
Term deposit interest calculation. Deposit return calculator based on principal, interest rate, and term.
Frequently Asked Questions
What is term deposit withholding tax?
Withholding tax is a tax deducted at source by the bank on your deposit interest income. The rate varies by deposit type (TRY/foreign currency) and term. For TRY deposits, the withholding rate decreases as the term lengthens.
Which term is more advantageous?
Long-term deposits generally offer higher interest rates and lower withholding taxes. However, you cannot withdraw the money until maturity. Short-term deposits offer liquidity advantage but lower returns.
What is Currency Protected Deposit (KKM)?
KKM is a product that guarantees additional return on TRY deposits equal to the exchange rate increase. At maturity, whichever is higher between the deposit interest and exchange rate increase is paid. The withholding rate is 0%.
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